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Showing posts with the label UPSC

Social Media: Boon or Bane?

Social Media: Boon or Bane? #SSC-CGL2018 #SSC-CHSL2018 #IB #SBI-PO (250 words)Important Topics for SSC, IB, BANK Erstwhile communication through parrots or newspaper and telegram of the last century, technological advancement has brought revolutionary change in communication. Using social media is one of those changes. Its widespread use has opened the fastest mode of communication but has left many questions about its long impact on our real life. Our curiosity has boosted us to experience the most imaginative method of communication which was previously unbelievable. Social media has made the imagination possible. The long distance which previously stood up as a barrier to express ourselves to our near and dear one is now gone. It has helped us to communicate in unbounded letters and to be available when desired. Apart from people to people contact, it has quenched the thirst of knowledge. Those days are gone when morning newspaper was the only

Purpose of Article 370 and the Drawbacks

Purpose of Article 370 and the Drawbacks Photo Credit: echarcha.com #SSC-CGL2018 #SSC-CHSL2018 #IB #SBI-PO (250 words)Important Topics for SSC, IB, BANK Pakistani aggression on the Princely State of Jammu and Kashmir, ruled by Maharajah Hari Singh, forced it to sign 'Instrument of Accession' in October 1947. That was further corroborated by Indian constitution makers through the insertion of the Article 370. Mr Ayyangar who drafted the bill initially as Article 306(A) argued that the "unusual and abnormal" circumstances where a large part of the state was still in the hands of "rebels and enemies", wasn't ripe for unification with the mainland. Article 370 was initially drafted to protect the right of the people who felt insecure about their the identity and future in the then newly formed Union of India. It gave J&K special right to administer its affairs and protection from any kind of inconsistent law passed by Parliam

Fifty Gold in Olympics – Can this be a reality for India?

Fifty Gold in Olympics – Can this be a reality for India? #SSC-CGL2018 #SSC-CHSL2018 #IB #SBI-PO (250 words)Important Topics for SSC, IB, BANK The meagre performance of 118 members of Indian contingent in Rio Olympic, 2016 once again has put a serious question on India's adaptability to sports and nurturing talent based on performance. With just two gold medals India a country of 130 crore people failed miserably. This resulted in government putting more focus on sports other than cricket and hockey where India is a dominating figure worldwide. Prime Minister himself put up a panel to analyse India's downfall and asked to submit a recommendation on short-term and medium and long-term performance. But putting up a committee isn't enough to get things desired especially when the target is 2020 Tokyo Olympics. India's immediate target should be selecting top contenders through regional and state level competitions and train them to hor

Intolerance

Intolerance Photo Credit: pixshark.com #SSC-CGL2018 #SSC-CHSL2018 #IB #SBI-PO (250 words)Important Topics for SSC, IB, BANK Violent incidents in current times across the country have sparked a new controversy about the level of 'Intolerance' in India. The US and other UN reports question India's commitment about human rights and certain lynching and horrifying acts on minorities have proved a strong case against our prospect as a peaceful nation. Atrocities against Dalits and Muslims are rising which is proving some elements the chance to question the integrity and tolerance of India, a land of Gandhi-Buddha. While some are politically motivated, some are truly barbaric. Indecent act with some Dalit youths carrying carcasses portrayed the negative image of shining India. While communal flare-up mostly orchestrated from political establishments are engulfing India's tolerant image of accepting everyone as a near one, rising hyper-nationalis

Bad Bank: A Panacea for NPAs?

Bad Bank: A Panacea for NPAs? #SSC-CGL2018 #SSC-CHSL2018 #IB #SBI-PO (250 words)Important Topics for SSC, IB, BANK Bad Bank was originally conceptualised to quarantine nonperforming high-risk assets from the balance-sheet of the original bank to a separate entity so that banks can reassert its claim over the credit growth of market without risking its business. Usually criticised for leading to moral hazard, this idea found its support in many countries during the period of recession in 2008. In India, it was mooted around 2006 by economic survey report of 2016-'17. The focus was to jerk off nonperforming assets to an autonomous entity backed by Government and RBI. The rising NPAs and negative credit growth have put the government in a situation where this is seen as the last resort. The whole point of having a bad bank is to discover and recover the steady-state of economic assets and giving banks a chance to re-engage in market capitalisa

UDAN-Ude Desh Ka Aam Naagrik

UDAN-Ude Desh Ka Aam Naagrik #SSC-CGL2018 #SSC-CHSL2018 #IB #SBI-PO (250 words)Important Topics for SSC, IB, BANK National Civil Aviation Policy(NCAP) laid the foundation of UDAN or Ure Desh Ka Aam Naagrik as its component to enhance regional connectivity through the revitalisation of unserved or underserved airports in the country, which aimed at providing the common man to fly at an affordable price. This scheme is a flagship program of the current government which is trying to expand the aviation market in India, already third largest in the world after USA and China. Initially, this scheme is targeted at providing regional connectivity to 43 cities for a period of three years and the scheme will be operational for ten years. The government believes in the meantime the route will be operational. Under this scheme, a Viability Gap Funding(VGF) will be set up to compensate the losses of the airline operators on the selected route as the price of a

Lateral Entry in Public Services: Boon or Bane?

Lateral Entry in Public Services: Boon or Bane? #SSC-CGL2018 #SSC-CHSL2018 #IB #SBI-PO (250 words)Important Topics for SSC, IB, BANK Democratic India still follows the British legacy of civil servants as a mean of communication among regions and representatives, with some minor changes as a mark of the Unionistic federal structure. But liberalisation of 1991 changed the dynamics with an open market competition. Lateral entry in public services in the level of Additional Secretary, Joint Secretary and Secretary in GoI is seen as an act of compensating the due. Sixth Pay Commision recommended the appointment of private sector executives and social workers through a matrix of experience and qualifications, backed by several committees. Advocates argue this will rejuvenate the rusting bureaucracy in India and pump new ideas from outside the government to ease the potential hurdles. But critics challenge the rationale behind this western method of recr

Beti Bachao, Beti Padhao

Beti Bachao, Beti Padhao #SSC-CGL2018 #SSC-CHSL2018 #IB #SBI-PO (250 words)Important Topics for SSC, IB, BANK “You educate a man; you educate a man. You educate a woman; you educate a generation.” On 22 January 2015 Honorable PM launched Beti 'Bachao, Beti Padhao' to address India's gender imbalance and empower women through education. Over the century the more India progressed, the more its women get concentrated. India is a country where women are praised as god yet women are still suffering. To protect women interest and women pride such an initiative is laudable. The social taboo that girl child is other's property and their deprivation from education is unreasonable. The current sex ratio of 940 female per 1000 male is alarming and is substantiated prove of a heinous crime called 'foeticide'. Save girl child, educate girl child can become life-changing for them. Banning female foeticide and addressing society's c

Corruption

Corruption #SSC-CGL2018 #SSC-CHSL2018 #IB #SBI-PO (250 words)Important Topics for SSC, IB, BANK The malicious desire to seek something extra brings corruption, which has expanded its branches to every sphere of mankind. John Steinbeck once said, “Power does not corrupt. Fear corrupts.. perhaps the fear of a loss of power." This is quite the notion behind all luxurious corruptions that strangle all such illicit practitioners to its fold. Corruption isn't something new to our society dating back to Roman Empire, causing its fall. Ever since the industrial revolution, the cruelty of it has been exposed to the public. Things changed since then in European and American societies but those from the Asian and the African regions are still suffering from the same social disease. India with no exception has witnessed many such scams, which profited the rich and powerful to expand its hegemony. The criminalisation of politics and political-bureaucratic nexus to

Reservation in Educational Institutions

Reservation in Educational Institutions #SSC-CGL2018 #SSC-CHSL2018 #IB #SBI-PO (250 words)Important Topics for SSC, IB, BANK Reservation has always been a hot topic to debate. Since its enforcement in independent India through 'constitution', it has found many critics. Reservation based on 'caste' and 'religion' in premier educational institutions is an endless debate. While some question its merit, others back the long-persecuted sections. Post-independence constitutional thinkers tried to include vulnerable sections to the mainstream and to accomplish that reservation based on 'caste' was added in the constitution, later many economically backward section found its place in the list. This was primarily to benefit those people, often from backward classes and tribals but political influence made it an insincere move. Today every academic institute irrespective of public or private has a reserved share of available seats for SC,

India Pakistan Relationship

India Pakistan Relationship #SSC-CGL2018 #SSC-CHSL2018 #IB #SBI-PO (250 words)Important Topics for SSC, IB, BANK Balkanisation of British India into two dominions in 1947, named India and Pakistan, driven by the communal philosophy of hatred negated the ancient Indian believe of 'Vasudhaiva Kutumbakam' and turned the two communities against each another. Since then there is hardly any instance when both aren't at war. Partition left scratches in the hearts of people on both sides and communal riot fuelled the anger. Since then both sides are at war for four times and continuous arms race has significantly damaged economy. While divisive policies of the British set the situation, religious bigots ceased the eternal bond. Post-independence burning issues like Kashmir, Punjab haunts both sides and the hatred never pacified. While India prospered with adapting the reality, Pakistan's desire for Kashmir turned it to non-state actors and many of them u

Digital Payments

Digital Payments #SSC-CGL2018 #SSC-CHSL2018 #IB #SBI-PO (250 words)Important Topics for SSC, IB, BANK Digital payments platform such as mobile wallet, payment bank, electronic authentication is on the surge in India with no indication of respite as it is projected to be 1 trillion dollars by 2023 which is at least five times of now. The entire system is a flagship program of Government to make India a digitally empowered economy. In the last decade, the rise of smartphones has given a boost to digital payments in India which previously was solely dependable on ATM Cards, IMPS, NEFT and RTGS as the only mode outside traditional facilities. Other than smartphones, demonetisation stroke the final blow towards digital financing. As cash crunch shook the market, people desired for alternatives. And to tap this urgent need government introduced Aadhaar-enabled UPI under the supervision of National Payments Corporation of India(NPCI) to bring the robust change in the mode of