Skip to main content

Important Topics for Recent Exams

Unleashing the Power of ChatGPT: Revolutionizing Conversations

                 In recent years, artificial intelligence (AI) has made significant strides, enabling machines to understand and respond to human language like never before. One of the most remarkable achievements in this field is ChatGPT, an advanced language model developed by OpenAI. With its ability to engage in natural and coherent conversations, ChatGPT has ushered in a new era of human-machine interaction. In this blog post, we will explore the fascinating capabilities of ChatGPT and discuss its diverse range of applications across various industries.   he Birth of ChatGPT : ChatGPT, built upon the foundation of the groundbreaking GPT-3.5 architecture, represents the culmination of years of research and development in natural language processing. Trained on vast amounts of text data, ChatGPT has achieved an impressive level of proficiency in understanding and generating human-like text. Its underlying neural netwo...
Post a Comment

Bad Bank: A Panacea for NPAs?

Bad Bank: A Panacea for NPAs?


#SSC-CGL2018 #SSC-CHSL2018 #IB #SBI-PO  (250 words)Important Topics for SSC, IB, BANK




Bad Bank was originally conceptualised to quarantine nonperforming high-risk assets from the balance-sheet of the original bank to a separate entity so that banks can reassert its claim over the credit growth of market without risking its business. Usually criticised for leading to moral hazard, this idea found its support in many countries during the period of recession in 2008.



In India, it was mooted around 2006 by economic survey report of 2016-'17. The focus was to jerk off nonperforming assets to an autonomous entity backed by Government and RBI. The rising NPAs and negative credit growth have put the government in a situation where this is seen as the last resort. The whole point of having a bad bank is to discover and recover the steady-state of economic assets and giving banks a chance to re-engage in market capitalisation by avoiding bad assets. PSUs which own around ninety per cent of this nonperforming assets are the one worst hit. 




But setting up a Bad Bank is a complex job which has to be equipped with IT, regulatory board and transferring nonperforming assets at market price is always risky job as banks may still be losers. Considering that in 'Sareb', the Spanish Bad Bank, where original investors are losing their initial investment, the idea of recapitalisation of banks on taxpayers money can actually force exchequer $ 32 billion. 


It is not a silver bullet to solve all problems of Indian banking sector but can be proved effective in the current situation. 





Labels:

Popular posts from this blog

TITLES

TITLES ADOPTED BY KINGS Title King Ekarat Mahapadmananda, Samudra Gupta Kunik Ajatsatru Devputra Kanishka Maharajadhiraj Chandra Gupta I Amitraghat Bindusara Gangaikonda Rajendra Chola Samudragupta of South India Rajendra Chola Parameshwar Dantidurga Dakshina Pathanath Pulokeshi II Sandhokuts Chandragupta Maurya Pallavamalla Mahendra Barman Mahamalla Narashinga Barman Ariraj Mardan Sankar Lakshman Sen Param Bhagabat Param Vaisnab Lakshman Sen Uttara Pathswami Dharmapala Paramsaugato Dharmapala Shilalitya HarshaBardhan Balalitya Narashinga Gupta Trisamundratayopithavahan Satkarni Narendralitya Shashanka Sikandarisani Allauddin Khilgi Akbar of the Sultanet Phiroz Shah Tughlaq Akbar of the Bengal Hussein Abedin Akbar of the Kashmir Jainul Abedin Protector ...
Post a Comment
Read more

Caste Movement in Different Parts of India

  Caste Movement in Different Parts of India   Justice Movement It was an intermediate caste movement launched in Madras around 1915-16 by C N Mudaliar, T M Nair and P Tyagaraja Chetti on behalf of intermediate castes (like Tamil Vellalas, Mundaliars and Chettiars; Telegu Reddis, Kammas and Baliza Naidus; and Malayali Nair's) and against Brahimin predominance in education, government service and politics. They founded a new political party, known as the 'Justice Party' which exhibited its loyalty to the British government in the hope of getting more government jobs and representation in the new legislatures. Self-respect Movement It was a populist and radical movement founded in 1925 in Tamil Nadu by E V Ramaswamy Naicker popularly known as 'Periyar', against the Brahmin domination. It advocated weddings without Brahmin priests, forcible temple entry, burning of the Manu Smriti and outright atheism at times. Peiyar founded a T...
Post a Comment
Read more

Later Mughals

Later Mughals(1707 -1857 AD) Bahadur Shah(1707-12) Bahadur Shah ascended the Mughal throne after a war of succession among the three sons of Aurangzeb. SOon after he assumed the title Shah Alam I. During his reign there was a reconciliation with the Sikhs by taking Guru Gobind Singh into Mughal service. However, the truce with the Sikhs was cut short by the revolt of the Sikhs under Banda Bahadur after the death of Gobind. Even the Bundelas and the Jats were reconciled when Bahadur Shaha took their chiefs (Chatrasal and Churaman respectively) into his service. Later in his reigh, following the release of Shahu there was an outbreak of Martha civil war between Shahu and Tara Bai. Jahndar shah (1712-13) The war of succession among the four sons of Bahadur Shah resulted in the emergence of Jahandar as the successor due to the support given to him by Zulfiqar Khan (beginning of the practice of nobles acting as king-maker). Later, Jahandar was defeated by h...
Post a Comment
Read more